9/29/2013 – A Great Annuity Plan Called Social Security: Deferring Benefits Can Yield a Significant Advantage (Wall Street Journal)

Know how to get a great deal on an annuity today? Tap your 401(k) or IRA for living expenses in your first few years of retirement so you can postpone taking Social Security.

Most people start their Social Security benefits as early as possible, at age 62, or at least by their “normal” retirement age, which is the age when they’re entitled to “full,” or unreduced, benefits (currently 66 or 67 years old, depending on when you were born).

Read the full article at the Wall Street Journal.