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STEVE VERNON

Consulting Research Scholar, Financial Security Division

Bio

Steve Vernon, F.S.A., is a Consulting Research Scholar at the Stanford Center on Longevity, in the Financial Security Division. He uses his actuarial expertise and experience to address the series of critical decisions and issues facing older workers and retirees throughout the rest of their lives, including finances, health, and lifestyle. He has published seven books on retirement planning, has written more than 1,000 posts on retirement and longevity topics for CBS MoneyWatch and Forbes.com, and speaks frequently at conferences and employee groups on retirement and longevity topics.

Before joining the Stanford Center on Longevity, he worked for over 35 years as a consulting actuary, helping Fortune 1000 companies design, manage and communicate their retirement programs. He worked as a Consultant for Mercer, the human resources consulting firm, and retired as a Vice President from Watson Wyatt after a 25-year career.

He is a Fellow in the Society of Actuaries, and graduated Summa Cum Laude from the University of California, Irvine, with a double major in mathematics and social science.

Email: [email protected]

Remote office phone: (805) 985-3526

Cell phone: (818) 445-9120

Address:
Littlefield Center, Rm. 351
365 Lasuen St.
Stanford, CA
94305-6053

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Books and Publications

Books

Don’t Go Broke in Retirement: A Simple Plan to Build Lifetime Retirement Income, 2020

Retirement Game-Changers: Strategies for a Healthy, Financially Secure, and Fulfilling Long Life, 2018

Money for Life: Turn Your IRA and 401(k) Into a Lifetime Retirement Paycheck, 2012

Recession-Proof Your Retirement Years: Simple Retirement Planning Strategies That Work Through Thick or Thin, 2009

The Quest: For Long Life, Health and Prosperity (a DVD/workbook package), 2008

Live Long & Prosper!  Invest in Your Happiness, Health and Wealth for Retirement and Beyond, 2005

Don’t Work Forever!  Simple Steps Baby Boomers Must Take to Ever Retire, 1995

Publications

Critical Decisions: Helping DC Plan Participants Plan for Retirement Income, Benefits Magazine, 2021

Critical Decisions: Planning for Retirement Income, Benefits Magazine, 2021

Research That Matters Today: How Defined Contribution Plan Sponsors Can Help Older Workers Generate Retirement Income, Stanford Center on Longevity, 2020

Thinking Ahead: Informing the Design of a Roadmap for Keeping Your Money Safe as You Age, Society of Actuaries, 2020

Funding Longevity: Evaluating Proposals to Improve Retirement Security, Stanford Center on Longevity, 2020

The Viability of the Spend Safely in Retirement Strategy, Stanford Center on Longevity, 2019

Redesigning Retirement and Human Resource Programs to Support Longer Lives, Benefits Quarterly, 3Q 2019

Beyond Defaults: Using Behavioral Economics and Psychological Science to Improve Retirement and Health Outcomes, Benefits Magazine, 2019

The Retirement Income Menu: An Idea Whose Times Has Come, Testimony to ERISA Advisory Council, 2018

Working Longer and Retirement: Applying Research to Help Manage an Aging Workforce, Stanford Center on Longevity, 2018

How to ‘Pensionize’ Any IRA or 401(k) Plan, Stanford Center on Longevity, 2017

Optimizing Retirement Income by Integrating Retirement Plans, IRAs, and Home Equity: A Framework for Evaluating Retirement Income Decisions, Stanford Center on Longevity, 2017

The MORE Design: Integrating Psychological Science and Behavioral Economics to Engineer Better Outcomes with Human Resource, Benefits, and Retirement Program, Stanford Center on Longevity, 2017

A Stitch in Time: A Look Inside the Sightlines Project, The Actuary, 2017

Retirement Income Programs: The Next Step in the Transition from DB to DC Retirement Plans, Journal of Retirement, 2016

A Portfolio Approach to Retirement Income Security, Journal of Retirement, 2016

The Decision to Retire: Research-Based Recommendations for Individuals and Employers, Stanford Center on Longevity, 2016

Optimizing Retirement Income Solutions in DC Retirement Plans: A Framework for Building Retirement Income Portfolios, Stanford Center on Longevity, 2016

Foundations in Research for Regulatory Guidelines for the Design & Operation of Retirement Income Solutions in DC Plans, Stanford Center on Longevity, 2014

The Role of Annuities in Retirement, Journal of Retirement, 2014

Retirement Income in DC Plans: The Next Evolution in Plan Design, Benefits Magazine, 2013

The Next Evolution in Defined Contribution Retirement Plans: A Guide for DC Plan Sponsors to Implementing Retirement Income Programs, Stanford Center on Longevity, 2013

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