Your credit card company can send text messages to your mobile device regarding account matters — as long as you have signed up to receive the messages from your issuing financial institution or bank. American Express, Bank of America, Chase, Citibank, Discover, USAA and Wells Fargo are among the many companies that offer mobile alerts about account activity. The service is typically free, but you may have to pay text-messaging charges from your wireless carrier. If you have not specifically signed up for text alerts, any messages sent to your phone concerning “deactivated,” “blocked” or “locked” accounts and asking you to call a supplied telephone number are most certainly frauds.
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