11/26/2013 – Gender Gap Holds in Retirement Plan Participation (EBRI)

While the EBRI analysis of data from the 2013 March Current Population Survey found that female wage and salary workers ages 21–64 were found to participate in a retirement plan at a lower level than males. However, among full-time, full-year worker ages 21–64, females had a higher rate of participation in a retirement plan (55.0 percent for women, compared with 52.3 percent for men). Overall, women are more likely to work part-time and to have lower earnings, which accounts for the difference in results for all workers versus those employed full-time, full-year.