10/8/2013 – Here Come the Three Horsemen of the Retirement Apocalypse

Coming soon: means testing, mandatory savings, longevity insurance.

The nation’s retirement system consists of a patchwork of programs that include Social Security, 401(k) plans, IRAs, Keoghs, traditional pensions and federal thrift savings. Each of these has served a specific need or group. But in many cases, these programs have evolved into something they were never intended to be.

Read the full article at Time.