Sightlines Financial Security Archives - Page 2 of 4

Should College Students Be Required to Take a Course in Personal Finance?

Being knowledgable about money management, budgeting and finance is no guarantee of success in life. But ignorance about such concepts often comes at great cost. When it comes to financial literacy, however, the U.S. gets a failing grade at least by one count. The U.S. ranked 14th in a 2015 global study conducted by Standard & Poor’s Ratings Group and others, with a financial literacy rate of 57%. One solution would be to have colleges require students to take a personal-finance course. Would that help? Two experts weigh in.

Social Security: Suicide Prevention Tool

March 17, 2017/in Sightlines Financial Security, Sightlines in the News, Sightlines Retirement /by admin

Pacific Standard

The Biggest Surprises in Retirement

February 12, 2017/in Sightlines Financial Security, Sightlines Retirement /by admin

Like surprises? Retirement—for better and worse—will change your life more than you anticipate. That’s the consensus of those who should know best: retirees themselves. Recently, as part of a discussion in these pages about changes in later life, we asked readers for help: Tell us what has surprised you in retirement. What did the experts neglect to mention? What would you tell would-be retirees to watch for? The answer, in short: almost everything.

When Will the Penny Drop? Money, Financial Literacy and Risk in the Digital Age

February 3, 2017/in Sightlines Financial Security /by admin

In November 2016, Allianz, in collaboration with Director Annamaria Lusardi, surveyed a total of 10,000 (approximately 1,000 people in each country) in the western European countries of Austria, Belgium, France, Germany, Italy, the Netherlands, Portugal, Spain, Switzerland, and the United Kingdom to better understand their financial and risk literacy and financial decision making.

Read the report

U.S. economy adds 227,000 jobs in January, but wage growth lags

February 3, 2017/in Sightlines Financial Security, Social Engagement, Working for Pay /by admin

The first employment report since Donald Trump began his presidency showed the U.S. labor market expanding at a healthy clip, though wage growth was slower than many expected, a sign that the economy still has room to grow before almost all workers who want a job can find one.

How Does Student Debt Affect Early-Career Retirement Saving?

January 25, 2017/in Sightlines Financial Security, Sightlines Retirement, Student Loans /by admin

This paper examines the relationship between student loans and retirement saving behavior by 30-year-old workers.

Peak Millennial? Cities Can’t Assume a Continued Boost From the Young

January 23, 2017/in Home Ownership, Sightlines Financial Security, Sightlines home /by admin

Over the past decade, many American cities have been transformed by young professionals of the millennial generation, with downtowns turning into bustling neighborhoods full of new apartments and pricey coffee bars. But soon, cities may start running out of millennials.

Pulling Retirement Cash, but Not by Choice

January 16, 2017/in Sightlines Financial Security, Sightlines Retirement /by admin

Baby boomers’ mandatory withdrawals from 401(k)s, IRAs and other tax-deferred retirement accounts start in full force this year, touching off a massive shift of cash

Report Finds California Home Ownership Rates At Lowest Since 1940s

January 4, 2017/in Home Ownership, Sightlines Financial Security /by admin

A draft report from California’s Department of Housing and Community Development found home ownership rates in the state are at their lowest since the 1940s.