Household Formation Over Time: Evidence from Two Cohorts of Young Adults

Much recent discussion has centered on the decline in the household formation of young adults during and following the Great Recession. Many young individuals chose to live at home rather than move out to form their own households, while others moved back in with their parents after previously living independently. Numerous reports and articles have explored the recent household-formation behavior of young adults, as economists, sociologists, and others try to determine why the number of young adults living independently has decreased.

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Peak Millennial? Cities Can’t Assume a Continued Boost From the Young

Over the past decade, many American cities have been transformed by young professionals of the millennial generation, with downtowns turning into bustling neighborhoods full of new apartments and pricey coffee bars. But soon, cities may start running out of millennials.

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Report Finds California Home Ownership Rates At Lowest Since 1940s

A draft report from California’s Department of Housing and Community Development found home ownership rates in the state are at their lowest since the 1940s.

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The new economic face of marriage

The new economic face of marriage: CBS Moneywatch describes how marriage in the US is becoming another example of the growing divide between the haves and the have-nots in America.

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U.S. Census Bureau Housing Data

Each year, the US Census Bureau collects data on housing in America. Their data and findings on ownership, renting, house financing, construction, and household makeup are available here.

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Landlord Nation: Boomers’ New Retirement Plan Is Millennials Paying Rent

Landlord Nation: Boomers’ New Retirement Plan Is Millennials Paying Rent: This Bloomberg article explains how the foreclosure crisis has created new intergenerational dynamics around renting.

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Is Student Loan Debt Discouraging Homeownership among Young Adults?

Amid concern that rising student loan debt has social and economic consequences for young adults, many suggest that student loan debt is leading young adults to forgo home buying.

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Foreclosures, House Prices, and the Real Economy

How did foreclosures vary by state during the Great Recession? Researchers from the National Bureau of Economic Research and Princeton University found that whether or not the state had judicial requirements for foreclosures affected the rate of foreclosures during the crisis and the strength of recovery afterward

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Student Debt effects on Financial Well-being: Research and Policy Implications

How does student debt affect people’s financial wellbeing? A meta-analysis published in 2015 found that college graduates with debt had lower net worth, more difficultly accumulating assets, and less home equity than their debt-free peers.

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Do Women Pay More for Mortgages?

Do women pay more for mortgages than men? Research suggests that they do – and that part of the reason is because of differences in the way that men and women tend to decide which mortgage to choose.

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